There are many ways employers can contribute to the benefit of their employees. One such way is to provide the opportunity for a life insurance policy - either by paying for it - or offering the opportunity for the employee to pay for it out of their own paycheck, voluntarily. One advantage of going through the workplace to get life insurance is that there is "guaranteed issue" so that employees who have serious medical conditions can get coverage and do not have to answer any underwriting questions. These particular employees would not be able to get a life insurance policy on their own.
There are several types of life insurance that is offered through the workplace: Whole Life Insurance, Term Life Insurance, and Indexed Life Insurance. The specific type of policy would depend on the employees situation, and what the employer is trying to accomplish. Basically, you can divide the life insurance into two main categories - Permanent and Term. Permanent insurance has cash value accumulation and is more expensive - and term insurance is very inexpensive but has no cash values accessible. If you want to step up your employee benefits for no cost to you.. it's time to make a move. #MoveToFLiP

Meet Sam Tadlock

An entrepreneur since a very young age, coupled with quality work ethics have propelled me to leadership and management roles in every organization I have been a part of, stemming from Volunteer organizations, networking groups, Church organizations, to my professional Career. Over time these experiences have allowed high development in skills needed for true leadership, including goal setting, planning, system development, training, and motivation. A motto of "Leading from the front"​ has also translated into excellent business practices, helping my clients solve their problems most important to them, in the way that is most efficient for them, even if those solutions don't involve any financial benefit to me or my organization.

My passion in life is teaching other to obtain their true potential, no matter their current circumstances. Empowering Economic Freedom!

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Jun 08, 2017 @ 8:42pm


Should I “buy term insurance and invest the difference”?

The best answer to this age old question is…. “maybe”. I hear these type of phrases often, but the fact of the matter is that statement is too generic for…

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