FLiP Creative Consulting is founded on the pretense that we can apply our knowledge, experience, and energy to affect change - and FLiP any problem to its solution. This also applies with real estate. We have the greatest real estate professionals around - connected with many other professionals AND their networks. We can find the capital and professional resources to FLiP properties with the best out there. This may not be the only move.. but it's the best one. #MoveToFLiP

Meet our Master Flipper, Ralph Schiavone

My goal is to help stabilize communities using real estate and real estate finance solutions to help homeowners and prospective homeowners better understand the home-ownership home-purchase process so that they can make informed choices that directly impact the neighborhoods in which they live, their families and the greater surrounding community.
I am the father of four children and an active community member of the city of Corona, past President of the Dad’s Club at Lincoln Alternative Elementary School from 2006-2013, a current PTA member at both El Cerrito Middle School and active Home Garden’s Elementary School as a volunteer parent in my children’s classroom. I consider myself a resource in my community.
I am a graduate of California State University Long Beach with a Bachelors of Science in Business Administration/Finance. I have been a residential mortgage lending executive at various companies since 1990, I became a licensed real estate agent/broker in 1994 and incorporated HLS Group, Inc in January 2008; as a residential lending executive with broad based expertise in all aspects of credit, lending, underwriting and negotiation in the origination and delivery of residential loans serving as a licensed Real Estate Broker, certified REO listing agent, certified Short Sale Specialist, and I am an NMLS compliant loan originator focusing on southern California and specializing in the Inland Empire.

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Blog Post

Jun 08, 2017 @ 8:42pm


Should I “buy term insurance and invest the difference”?

The best answer to this age old question is…. “maybe”. I hear these type of phrases often, but the fact of the matter is that statement is too generic for…

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